Abstract: This paper has proposed a model to analyze the role of mobile terminals in mobile payment, taken some maps in kinds of mobile payment solutions based on the model, and proved that the mapping objects of mobile terminals are different in different mobile payment solutions. At the same time, this paper also provides existing standardized equipment in view of related objects, to use a reference to normalize the cryptography and information security requirements of mobile terminals ,and proves the practicability of the model.

Key words: mobile payment, analyze, model, mobile terminal, information security

摘要： 提出了一种用于分析移动终端在移动支付中的模型，基于该模型对若干移动支付方案进行了映射，证实移动终端在不同的移动支付方案中映射的对象不同；针对移动终端涉及的多种对象，给出了可对照的标准化设备，由此证实该模型的实用性.

关键词: 移动支付, 分析, 模型, 移动终端, 信息安全