Journal of Information Security Research ›› 2019, Vol. 5 ›› Issue (10): 908-912.

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The Inquest Due to Electronic Signature in Several Legal Cases


  • Received:2019-10-08 Online:2019-10-15 Published:2019-10-08



  1. 1. 智能网络身份认证技术北京工程实验室北京
    2. 飞天诚信科技股份有限公司
  • 通讯作者: 朱鹏飞
  • 作者简介:朱鹏飞,博士、工程师,主要研究方向为信息安全 张利琴,硕士、高级工程师,主要研究方向为信息安全 李伟,本科、高级工程师(教授级),主要研究方向为计算机技术 于华章,硕士、助理研究员,主要研究方向为信息安全

Abstract: With the popularity of online payment, telecommunication fraud cant be prevented. Legal disputes between Banks and depositors are also increasing in the legal practice involving electronic banking transaction records. Among them, the core of the judgment is whether the transaction instruction is a true and effective instruction initiated by the depositors. In order to prove the reliability of the electronic signature involved in the case, this paper designs a suitable inquest scheme based on the “Electronic Signature Law”, according to several cases that the author has contacted. Centering on whether digital signature is reliable electronic signature, it conducts inspection on online banking transaction records, online banking transaction process and online banking transaction equipment. It provides support for banks to respond to lawsuits, and has obtained good results in practical applications.

Key words: electronic banking, legal case, electronic signature, inquest scheme, practical affairs

摘要: 随着网络支付的普及,电信诈骗防不胜防.在涉及电子银行交易记录的法律实务中,银行与储户之间的法律纠纷也日益增多.其中,交易指令是否为储户发起的真实有效指令是评判的核心.为了证明涉案电子签名的可靠性,根据《电子签名法》,结合笔者接触的若干案件,设计了适用的勘验方案,围绕“数字签名是否为可靠的电子签名”,对网上银行交易记录、网上银行交易流程以及网上银行交易设备进行勘验,为银行应诉提供支撑,并在实际应用中取得了良好的效果.

关键词: 电子银行, 法律纠纷, 电子签名, 勘验方案, 实务