关键词: 人工智能, 风险量化, 生物识别, 移动金融, 智能决策

Abstract: With the popularity of smartphones and mobile Internet, more and more institutions, organizations and individuals have needs that through intelligent terminal and mobile Internet to deal with financial business. However, because of the complexity of the mobile Internet transactions and security issues intelligent terminal itself, trading information security have been increasingly serious threat, and may produce unpredictable economic losses. This article describes the mobile financial transactions as a whole, the proposed transaction scenario as the core to assist on the technology of artificial intelligence and big data to establish a hierarchical risk index evaluation system, and its application to Gui Yang Mobile Bank applied in the system.

Key words: artificial intelligence, risk quantification, biometric, mobile financial, intelligent digital decision