关键词: 互联网金融, 虚拟货币, 去中心化, 金融犯罪, 监管路径

Abstract: As a decentralized product of internet finance, virtual currency has the characteristics of small occupied space, fast circulation speed, high degree of concealment and high risk factor. While bringing business opportunities and conveniences to peoples lives, it is also very easy to become a tool and channel for criminals to carry out financial crimes. In recent years, more and more financial crimes have committed by using virtual currency for money laundering, fraud and tac evasion. Based on this, China should learn from the regulatory experience of the United States, the European Union and other developed countries to formulate laws and regulations so as to clarify the central banks dominant regulatory status, improve regulatory technologies, enhance collaborative supervision and other measures and engage in all aspects before, during, and after the event. We will improve our system of supervision over virtual currency and financial crimes, which can better to promote the healthy and sustainable development of the financial market.

Key words: Internet finance, virtual currency, decentralization, financial crime, regulatory path