关键词: 电子银行, 法律纠纷, 电子签名, 勘验方案, 实务

Abstract: With the popularity of online payment, telecommunication fraud cant be prevented. Legal disputes between Banks and depositors are also increasing in the legal practice involving electronic banking transaction records. Among them, the core of the judgment is whether the transaction instruction is a true and effective instruction initiated by the depositors. In order to prove the reliability of the electronic signature involved in the case, this paper designs a suitable inquest scheme based on the “Electronic Signature Law”, according to several cases that the author has contacted. Centering on whether digital signature is reliable electronic signature, it conducts inspection on online banking transaction records, online banking transaction process and online banking transaction equipment. It provides support for banks to respond to lawsuits, and has obtained good results in practical applications.

Key words: electronic banking, legal case, electronic signature, inquest scheme, practical affairs